Our Blog

The Federal Reserve and Interest Rates

The Federal Reserve left interest rates unchanged at their meeting on November 1st.  They continued to state that they are closely tracking inflation and the health of the economy to determine their future decisions.  During this session, the central bank voted unanimously to leave its primary interest rate in the range of 5.25%...

Capstone Q3 Economic Update & Investor Outlook

Historically, the third quarter is the worst quarter of the year in equity markets. 2023’s third quarter followed that trend. September was very uncomfortable for investors as volatility increased during this last month of the quarter. Equities moved lower in late September as the Federal Reserve refrained from raising rates, but announced there is...

Year-end Tax Planning for 2023

One of our foremost goals is to help our clients try to optimize their tax situations. This report offers many suggestions and reviews of strategies that can be useful to achieve this goal. Everyone’s situation is unique, but it is wise for every taxpayer to begin their final year-end planning now!  Choosing the appropriate tactics will depend...

TRADITIONAL and ROTH IRAs - Strategies for Building Your Retirement

Everyone saving for retirement knows that being proactive is very important. The concept of not preparing and relying on a government-sponsored retirement is a risky and unreliable practice. As stewards of our clients’ wealth, we get great satisfaction helping parents and grandparents contribute to their loved ones’ lives by properly gifting funds ...

Ideas to Help Prepare for a Recession

For the last several months, talk of a recession has been making news headlines. Analysts and investors have been speculating if, when, and how bad of a recession the U.S. could experience. News sources have resembled Paul Revere proclaiming, “a recession is coming!” In their recent meetings, the Federal Open Market Committee (FOMC) reported that...

Five Strategies To Improve Your Investing Experience

There are numerous investment philosophies, but at the end of the day, almost all investors have a common goal – to have their money work for them and increase their assets. As financial professionals, our goal is to partner with each of our clients on their unique journeys and create a game plan for optimizing their wealth. While we keep a watch...