Welcome to Capstone

Learn how we can help you.

Trusted Partner.

We are commited to put your interests before our own. To accomplish this, we will take the time to learn about you, how you want to live your life, and how your finances should support your ambitions - for you, your family, and your community.

Innovative Solutions.

When your goals require original thinking and creative solutions, we are not afraid to think outside the box and have the expertise to fully address each unique aspect of your circumstances.

A Better Approach.

Achieving your goals is a process, and you’ve worked hard to get where you are today, but even small missteps and omissions can become wealth-destroying errors. With the reassurance that we are working every day to anticipate the unexpected, you have the freedom to enjoy living your life today.

  • President

    Ronald J. Rich, CFP®

  • Principal

    Thomas M. Steinmetz, CPA®, CFP®

  • Wealth Advisor

    Ryan W. Veldhuizen, MS, CFP®

  • Administrator

    Teresa L. Barthuly

Ronald J. Rich, CFP®


Ron earned his B.S in accounting from Indiana University. His career in public accounting began in 1980, followed by four years working as a controller and then treasurer of a public company. Since 1987, Ron has been working in the financial services profession, and he became a fee-only advisor in 1993. Over the course of his career, Ron has earned and held the following titles and designations: Certified Public Accountant (CPA®), Certified Financial Planner (CFP®), Chartered Financial Consultant® (ChFC®), and Chartered Life Underwriter (CLU®). He and his wife Judy are lifetime residents of central Indiana and have three children.

Thomas M. Steinmetz, CPA®, CFP®


Tom was a founding partner of Capstone Wealth Advisors in 2002, assisting Ron with the set up, organization and implementation of the firm’s original business plan. He became a full-time advisor and principal of the firm in 2007.

Tom has long had a passion for finances and financial planning and brings a wealth of financial acumen and business expertise to the team. After earning a B.S. in accounting from Indiana University in 1980, Tom worked in public accounting for eight years, working primarily with small to midsized businesses and their owners. For the next nineteen years, Tom enjoyed a successful career in medical practice management where he worked with several of the most prominent physicians and physician practices in the Indianapolis area. Tom and his wife, Debbie, reside in Indianapolis and are the proud parents of three children.

Ryan W. Veldhuizen, MS, CFP®

Wealth Advisor

Ryan joined Capstone in 2014, bringing his experience leading and serving physicians, executives and business owners through all the important events of their lives. Ryan is driven by a passion for bringing harmony to the many facets of his clients’ personal finances so their wealth can be fully leveraged to give them the freedom to pursue their life goals and dreams. His people-first, comprehensive approach matches well with the client-centered philosophy of Capstone.

In addition to holding the CERTIFIED FINANCIAL PLANNERTM (CFP®) designation, Ryan has earned a master’s degree in personal financial planning. Ryan is also a graduate of Taylor University with a degree in economics and mathematics and studied international economics at Oxford University in England.

Ryan serves on the IU School of Medicine Planned Giving Committee and is a regular guest presenter at the IU School of Dentistry on topics of personal finance and debt management. Ryan is a member of NAPFA and is committed to the NAPFA values of being a beacon for independent, objective financial advice for individuals and families; championing the delivery of financial services in the public interest; and being a standard bearer for the emerging profession of financial planning.

Ryan, his wife, Kathryn, and their children, live in Carmel, Indiana and are active members of their community. When away from the office, Ryan enjoys coaching, serving in the children’s ministry at his church, playing basketball and tennis, hiking, biking and spending time with his family.

Teresa L. Barthuly


Teresa joined Capstone Wealth Advisors in 2008 after a successful career in sales and marketing at ALCOA and General Medical Corporation. In her role as our administrator, she is responsible for managing the group’s day-to-day operations, including vital activities such as marketing and client relations, overseeing compliance and custodian relationships, managing accounts and investment transactions for our clients, and ensuring timely client communication via our quarterly newsletter and other vehicles.

Since 2004, Teresa has developed and taught children’s courses in cooking and manners. Teresa also enjoys teaching Sunday school, tutoring, mentoring, running, reading, skiing, and other activities with her family. She resides in Carmel, IN, with her husband Matt and they have three wonderful children.

Capstone Wealth Advisors
5875 Castle Creek Parkway, Suite 290
Indianapolis, IN 46250

t) 866.794.8066
p) 317.577.8233
f) 317.577.8234



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